Ginny's RI House Hunt Blog: January 2016

How Is Your Credit Score As A Home Buyer?

How Is Your Credit Score As A Home Buyer? 

 

The time for a home buyers to find out their credit score is not when they apply for a mortgage.  In fact, it is unsettling that with all the free credit resources out there, home buyers to be do not utilize them.  If this is YOU well I need to suggest to you today that you find out how good your 'financial house' is in order or not...right now.  Understand that it will take you some time period to correct any inaccuracies or repairs needed on your credit report so your credit score rebounds.

 

Many of the top credit card companies now offer your credit score to you for free.  Have you checked that out?  You need to know it since a lower credit score impacts so much of your borrowing and life including your car and homeowner insurance costs.  

 

Did you know that you are entitled to one free credit report every 12 months from each of the three nationwide credit reporting companies (Experian, TransUnion and Equifax).

 

You can order online from www.AnnualCreditReport.com, the only authorized website for free credit reports, or call 1-877-322-8228. You will need to provide your name, address, social security number, and date of birth to verify your identity.  

 

As disappointed home buyers with merging families comes to me and finds out their credit has issues just when they need to buy a house.  They could have been ahead of the curve by checking on their credit months ago but waited.  Having your financial house in order is a prerequisite to borrowing for a home.

 

Need credit help?  Call me, Ginny Gorman, at 401.529.7849 and I will give names of lenders to work with you through your credit repair process.  Then we can discuss and look for the home you want.  It is time to start now.

 

Find out your credit score today and up your financial knowledge.  In RI real estate it is essential before the spring buying home market!

 

How Is Your Credit Score As A Home Buyer?

~~~~~~~~~~~~~~~

When you are in need of a top selling North Kingstown real estate professional and specialist for your buying, selling or relocating home needs and an internet savvy real estate agent & marketer who sells RI houses in this real estate market call Ginny at 401.529.7849 or email me at ginny@RiHouseHunt.com.

This blog © and its contents is original to Ginny Lacey Gorman

the RI waterfront Realtor of Choice

 

Ginny L. Gorman, a purveyor of Fine RI Waterfront Real Estate   

Specializing in waterfront, ocean front, vacation, coastal and luxury homes for sale in North Kingstown, South Kingstown, Narragansett, Jamestown, Charlestown, East Greenwich, Exeter, West Greenwich RI and beyond ...  I sell dreams!  Because there is no place like home...the RI Real Estate Agent in the Sparkly Red Shoes.

 

Looking for a knowledgeable Rhode Island Real Estate Agent?  Let me GOOGLE one for you!

            

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cell: 401.529.7849      Ginny Lacey Gorman, Realtor

www.RIHouseHunt.com

 

                                      

Comment balloon 23 commentsGinny Gorman • January 29 2016 05:18AM
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