I never was in the military, I have to admit it but I have had past armed forces people work for me in corporate life. They are methodical, follow the
procedures and tend not to waive too far left or right on decision making but use good tactical thinking. Armed Forces being ready should equal buyer preparedness.
When dealing with Rhode Island real estate and the necessary qualifications for buyer preparedness, the military has some similarities especially with the lenders. And I bring this up because so many home buyers are coming into my Open Houses every Sunday very unprepared to buy a home. It is a fact and it is not a fault of theirs. They have no idea how to proceed as a buyer and never had anyone to guide them. Realize that the biggest part of buyer preparedness is being pre-qualified by a lender!
Buyers please do not use those on line calculators to gauge your ability to pay for a home…these on line calculators are so lacking.
They do not include PMI (private mortgage insurance) you may need, the amount of real estate taxes for the community you want to buy into or flood insurance (if needed), etc. Please above all else go and make an appointment with a mortgage originator at your local credit union or small bank. Find out what you can AFFORD in monthly payments to buy a home and do all this before you start looking for a home! Then call me and I will guide you well in a home purchase (psst! My services do not cost you anything but time- remember!). So you see it is buyer preparedness – and it is like the Armed Forces.
My goal is to work with qualified buyers and truly find them what they want, in the neighborhood that suits them as well as it being an affordable home within their budget. Yes, being prepared makes the whole difference in buying your Rhode Island real estate home.
Search for Rhode Island homes for sale by town here.
When you are ready to find the right North Kingstown neighborhood and home for sale, contact a North Kingstown real estate agent. I’d love the opportunity to help. Phone me today at (401) 529-7849, or email me at RiByTheBay@gmail.com to schedule an appointment. Buyer Preparedness – Like the Armed Forces.
Ginny Lacey Gorman is a North Kingstown Realtor who works and knows the North Kingstown RI geographic area of homes for sale, schools, happenings, important tidbits of information and businesses well. Waterfront, water view, ocean front, luxury and coastal Rhode Island real estate are her specialty. If your considering Buying, Selling or Relocating to Rhode Island and need a real estate Professional it would be my pleasure to help you! When you are in need of an internet savvy RI realtor® who sells homes in this real estate market, call Ginny today at 401.529.7849
This blog © and its contents is original to Ginny Lacey Gorman
Ginny L. Gorman a purveyor of Fine Waterfront RI Real Estate
Specializing in waterfront, ocean front, vacation, coastal and luxury homes for sale in North Kingstown, South Kingstown, Narragansett, Jamestown, Charlestown, East Greenwich, Exeter, West Greenwich, Westerly RI and beyond ... I sell dreams! because there is no place like home...the RI Realtor in the Sparkly Red Shoes.
Looking for a terrific Rhode Island Realtor? Let me GOOGLE one for you!
cell: 401.529.7849 office: 401.884.4100 ext.268 Ginny Lacey Gorman, Realtor